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Privacy Policy

1. Your Privacy


American Pacific Financial Inc. and any/all of its subsidiaries, associated and/or related companies (collectively, the “Alset Group” or “we” ) respect your legal rights of privacy when collecting, storing, using and transmitting personal data and this Privacy Policy and Personal Information Collection Statement (the “Statement” ) explains our privacy practices. Please read the following carefully to understand our policy and practices regarding how your personal data will be treated. This Statement applies to users of all our websites (the “Websites”), and may from time to time be revised or otherwise changed where we deem necessary. If you are visiting the individual websites of any subsidiaries, associated and/or related companies of the Alset Group, kindly read and understand the individual privacy policy and personal information collection statement (if any) specifically applicable to such subsidiaries, associated and/or related companies. Throughout this Statement, the meaning of the term “personal data” is defined in the Ordinance.

2. Data Collection and Use

We may collect your personal data including but not limited to name, telephone number, address and email address in order to provide you the various services and features. You are not obliged to supply the data, but if you do not, the services and features may not be available. The purposes for which we may use your personal data are as follows:-

(i) following up on comments, inquiries and complaints that users submit to the Websites;

(ii) following up and processing your applications, registrations or subscriptions;

(iii) monitoring use of the Websites to help their further development;

(iv) understanding users’ needs so as to provide better services;

(v) compiling aggregate statistics about users to analyze usage of the Websites;

(vi) operating internal control, resolving disputes, troubleshooting problems and enforcing terms of use;

(vii) contacting users regarding administrative notices and communication;

(viii) collecting data for identity verification and record and maintaining contact lists for correspondence;

(ix) designing, providing and marketing to users facilities, services and/or products of the Alset Group;

(x) promoting, improving and/or further the provision facilities, services and/or products of the Alset Group;

(xi) delivering information that users may have interest in, such as targeted banners, new services and products and other promotions and marketing materials

(xii) recruitment and other human resources related purposes;

(xiii) communicating with investors and/or potential investors of the Alset Group and/or any of its subsidiaries, associated and/or related companies

(xiv) complying with any law binding on us or for the purposes of any guidelines or codes of practice issued by regulatory or other authorities with which we are reasonably expected to comply; and

(xv) any other purpose(s) which has been agreed by or notified to you. When you use the Websites, cookies will be stored in your computer. The purpose of using cookies is for internal navigation/ programming only. We will not collect any personal data from you under this circumstance. You have a choice not to accept the cookies, but if you do, certain functionality may not be available.

3. Disclosure

We will take all practicable steps to keep your personal data confidential but for any one or more purpose(s) named in paragraph 2 above, we may transfer/assign your personal data to or exchange such data with any of the following parties irrespective of whether such parties are located inside or outside Hong Kong: i. any agent, contractor or third party service provider who provides administrative, telecommunications, computer and other services to us with respect to the operation of our business; ii. any subsidiaries, associated and/or related companies of the Alset Group; or iii. any person to whom we are under an obligation to make disclosure under the requirement of any law binding on us or for the purposes of any guidelines or codes of practice issued by regulatory or other authorities with which we are reasonably expected to comply. Unless expressly stated in this statement or with prior consent, personal data collected from you will not be disclosed to any third party other than the above-named parties.

4. Links to Other Websites

This Statement only applies to the Websites. If you click on any advertisement or hyperlink linking to other website(s), you will leave these Websites for another location. At any other website, the protection of your privacy, personal data and your exposure to cookies are not our responsibility and you are advised to refer to the privacy policy of that other location (if any).

5. Security

Except as mentioned in paragraph 3 above, your personal data, however stored, will be accessed only by our employees or contractors who are authorized to do and under a duty of confidentiality to us. Such authorized personnel or contractors designated to handle personal data will be instructed to do so only in accordance with this Statement.

6. Personal Data Privacy Officer

The person to whom (1) requests (a) for access to data or correction of data; (b) for general information regarding our policies and practices with respect to personal data; and (c) about the kinds of personal data that we hold and (2) general questions and complaints should be addressed is as follows:-

American Pacific Financial

Personal Data Privacy Officer

(Marked Confidential)

Address: 9 Temasek Boulevard #16-04,

Suntec Tower 2, Singapore 038989

7. Retention of Data

We will only keep your personal data for as long as necessary to fulfill the purpose for which the data was collected unless the personal data is also retained to satisfy any applicable statutory or contractual.

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